Senior Credit Analyst (m/f/d) fulltime
WHO ARE WE
You are for a new challenge in a dynamic and agile environment?
You drive projects forward proactively and so be part of the success of Airbus Bank?
Then join us now!
Airbus Bank is a bank specializing in aerospace and commercial real estate financing. Founded in 2014 and headquartered in Munich in the heart of Europe, the bank is a wholly owned subsidiary of Airbus SE, a global leader in the aerospace industry.
IMPORTANT TASKS
- Independent evaluation of complex project and financing plans, as well as forward-looking and scenario-based structuring and development of individual financing solutions
- Assessment and risk analysis (second opinions) of credit decisions in the real estate sector, both for existing and new business
- Active assumption of credit risk responsibility for assigned credit exposures, taking into account regulatory requirements and defined internal processes, guidelines, and instructions
- Continuous risk and portfolio monitoring to ensure long-term stability and to maintain and ensure the quality of all relevant process data in our systems
- Assessment of financial situations, balance sheet analysis, rating creation, and ensuring compliance with §18 KWG
- Participation in the negotiation and drafting of credit and collateral agreements, as well as the evaluation and review of collateral
- Further development of existing processes as well as occasional project-related tasks
BEST PRECONDITIONS
- University degree in business administration, economics, real estate management, or bank clerk with advanced qualification
- Solid and profound professional experience in credit risk management, ideally in the areas of real estate, corporate finance, or structured finance
- Excellent knowledge of the German real estate market as well as complex financial structures and risk management
- Proven experience in the assessment and management of counterparty and transaction risks, as well as sound knowledge in balance sheet and annual financial statement analysis (HGB and IFRS) and rating procedures
- Strong understanding of economic relationships, good analytical skills, and a solution-oriented approach
- Excellent communication and teamwork skills as well as a high sense of quality and risk awareness
- Structured and goal-oriented working style
- Solid knowledge of MS Office; knowledge of Agree21 is an advantage
- Excellent language skills in English, written and spoken
EXCELLENT WORKING CONDITIONS
Career and development: The individual development of our employees through participation in internal and external training opportunities - also in cooperation with our parent company Airbus SE - is particularly important to us.
Work life balance: Is provided within the framework of a modern arrangement of flexible and mobile working.
Well-being and health management: Keep yourself fit in our company fitness room and spend your lunch break actively on our ICAROS. In addition, fully automatic coffee machines, tea and water dispensers are available to you free of charge on every floor. With a foosball table, you and your colleagues can add a little variety to your working day . Additionally, various health-related services are provided to you.
Work location: A modern company building in the heart of Munich with very good transport connections. Our state-of-the-art Multiple Zone Office concept with ergonomic workstations supports you in your daily work while ensuring a pleasant working atmosphere.
Company events: Values, such as cohesion and a good working environment are very important to us. Company events are held regularly to foster this team spirit.
READY TO START?
We look forward to receiving your detailed, updated and complete résumé, along with your certificates from your studies or apprenticeship and any other work certifications. Please also include your salary requirements and your earliest possible starting date.
We ask for your understanding that we can only consider complete applications (resume equivalent to professional career, studies, certificates, references) in our process.
